Sr. Executive - Credit Admin| Coimbatore
Summary
Manages credit documentation and compliance for agricultural and small business loans, ensuring security creation, regulatory filings, and adherence to bank policies.
Portfolio Manager for Agri /MSME clients
- Security creation for borrowable accounts as per terms of sanction.
- Registration of charges with various authorities within the timeline.
- Ensuring compliance of pre-disbursement conditions.
- Updating of tracker for all post disbursement conditions and exceptions.
- Preparation of data sheet and coordination with Loan Ops for release of facility.
- Responsible for timely resolution of queries of all stake holders.
- Recovery of processing fee/ other charges as per sanction and recovery of penal charges.
- Scrutiny of insurance policies and tracking expiry dates to ensure that all assets charged to the Bank are insured at all times.
- Adherence to TAT as per SLA for documentation and credit delivery.
- Compliance to all laws and regulations, internal risk and compliance policies.
- Attending to audits and timely closure of audit observations.
- Tracking revaluation reports as per Bank’s credit policy and arranging Legal Audit in eligible accounts. Maintenance of various MIS/ controls/ registers.
Qualifications: Graduate / Post Graduate
Experience: 3 to 7 years