Sr. Underwriter

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Sr. Underwriter. The right candidate will be responsible for the underwriting of Conventional, FHA and VA loan types.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Maintain responsibility for the underwriting of assigned loan types including but not limited to Conventional, FHA and VA, which includes working within the Loan Origination System or Encompass
• Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, with a minimum of 6 touches per day (if volume is present)
• Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
• Review and make decisions on bond loans and loans with a Mortgage Credit Certificate (MCC) and be proficient with all guidelines
• Prior to a suspension or rejection of a loan, communication with the branch is required. Rejected loans to be submitted to the underwriting centers management team for an in-depth second review
• Review assigned appraisals which includes completing the FHA Conditional Commitment and the VA NOV’s when applicable
• Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Able to travel overnight