State Sales Manager - Loan Against Property

Role Summary:

The role will be responsible for driving Small Ticket LAP business across the assigned state, managing branch expansion, sales productivity, portfolio growth, and team performance. The incumbent will lead regional sales teams and ensure achievement of business targets while maintaining portfolio quality.

Key Responsibilities:

- Drive LAP business growth across the assigned geography

- Manage and monitor branch sales performance

- Lead Cluster Managers, Branch Managers, and sales teams

- Achieve disbursement, login, and revenue targets

- Build strong DSA/channel and market relationships

- Monitor portfolio quality and delinquency indicators

- Coordinate with credit and operations teams for faster TAT

- Identify new business opportunities and expansion markets

- Ensure process compliance and policy adherence

- Recruit, train, and mentor field sales teams

Preferred Candidate Profile:

- Strong experience in Small Ticket LAP/MSME secured lending

- Exposure to South market, especially Tamil Nadu preferred

- Team handling experience across multiple branches/clusters

- Stable tenure with strong business delivery track record

- Good understanding of secured lending and local market dynamics