Trainee - EBB Development Program - KC - PON O123

Key Responsibilities *

Strategy and Planning

• Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

• Seek proactively potential debtor to achieve business target
• Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
• Responsible to EBB credit portfolio growth and optimalization credit usage
• Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
• Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
• Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
• Do early recogniation watchlist for each debtor and inform the management if needed

People Management

Regulatory Compliance

• Ensure all credit administration and process comply with internal and external regulation

Job Specification *

Qualifications

(Basic Degree/Diploma etc)

Min. Bachelor Degree

Professional Qualification and/or Regulatory, Licensing requirements

Relevant Work Experience

Fresh Graduate

Required Competencies and Skills *

Competencies/Skills

(Essential to succeed in this job)

Technical/Functional skills

• Selling Skill
• Negotiation Skill
• Product Knowledge
• Credit Skill
• Computer Skill (MS Office, Excel)
• Financial Analysis.

Personal skills (Soft Competencies [Core/Leadership])

• Networking & Alliance Building
• Communicating
• Building the CIMB Learning Organization
• Shaping the CIMB Strategy
• Driving for Business Results
• Customer Orientation
• Entrepreneurship