Transaction Banking Digital Transformation SME

Description

• Structuring escrow models (real estate, marketplaces, project finance, M&A)
• Legal documentation & regulatory alignment
• Operational workflow optimization
• Risk control & dispute handling frameworks
• End-to-end onboarding process mapping (AS-IS / TO-BE), API-enabled onboarding
• Digital KYC & AML workflow design, digital account opening & journey redesign
• Virtual IBAN structures & tagging logic
• Automated reconciliation models
• Customer experience (CX) optimization
• Document digitization & workflow automation
• Regulatory compliance alignment (e.g., SAMA standards)
• BIB - Corporate Internet Banking architecture, ERP integration
• Host-to-Host (H2H) connectivity
• ISO 20022 & SWIFT message formats
• B2B & supply chain platform integration, embedded finance within supply chain flows, supply chain finance integration models
• Digital trade enablement
• Increasing fee-based income (trade & transaction fees)
• Cross-sell strategy (financing + cash management)

Requirements

Combining product integration, regulatory, risk and ecosystem expertise

Professional experience: 15+ years