Vice President - Ag/Commercial Loan

Where community meets opportunity.

In Frost, MN, banking means knowing your customers by name and helping your neighbors grow. Fidelity Bank & Trust is looking for a Ag/Commercial Loan Associate who’s ready to build trusted relationships, support local businesses and farms, and bring genuine hometown service to every borrower who walks through our doors.

What You’ll Do

Step into a role where your work directly impacts families, farms, and businesses across our community. You will:

· Assist with loan interviews and help clients gather complete and accurate financial documentation

· Analyze credit reports, financial statements, and collateral details to make informed recommendations

· Prepare loan presentations and support underwriting activities across all loan types

· Collaborate with senior lenders on commercial, agricultural, and consumer lending opportunities

· Maintain organized client records and support ongoing relationship management

· Learn and follow our internal credit policies, procedures, and all regulatory requirements

· Deliver exceptional customer service to current and prospective borrowers

Who Thrives Here

· A relationship-builder who genuinely enjoys helping people

· Detail-oriented with a good head for numbers

· Confident in conversations and comfortable asking the right questions

· Curious, eager to learn, and ready to grow their lending knowledge

· Someone who appreciates the pace, values, and pride of small-town banking

Why Frost? Why Fidelity?

· Small-town charm with real professional growth

· A supportive team of experienced lenders who want you to succeed

· The chance to make a visible, lasting impact on your community

· A role where “customer service” still means personal connection

Qualifications:

• 2 or 4 year degree in Finance, Agricultural Economics, Business Administration, or a related field and/or equivalent experience in commercial/agricultural lending or a similar role within the financial industry.
• Strong understanding of agricultural practices, market dynamics, and risk assessment.
• Excellent analytical and financial modeling skills.
• Exceptional communication and interpersonal skills.
• Ability to thrive in a fast-paced, collaborative environment.

Supervisory Responsibility:

This position may be responsible for supervising assigned staff.

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

Position Type/Expected Hours of Work:

This is a full-time position, and typical work hours and days are Monday through Friday, 7:30 a.m. to 5:00 p.m. Some flexibility in hours is allowed, but the employee should be available during the “core” work hours of 8:00 a.m. to 5:00 p.m. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank.

Travel:

Some travel may be required for this position.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.