Vice President – Credit Officer, Institutional Credit Control, Risk Management Department

CTBC Bank Co., Ltd., Hong Kong Branch

Responsibilities:

• Review and approve credit lending proposals within delegated authority to ensure that the bank’s credit offering is in compliance with bank’s policies, procedures and risk appetite;
• Analyze financial information, industry trends and transaction structures and provide recommendations and highlight key risk issues to front office and credit approvers;
• Perform on-site credit due diligence by joining joint-calls and client visits with business unit officers;
• Managing and overseeing the loan portfolio of designated Business Units;
• Perform ongoing monitoring of approved credit facilities and credit standing;
• Conduct periodic credit reviews and annual reviews in accordance with the Bank’s policies and procedures;
• Provide coaching and guidance to junior Credit Officers / RMs / ARMs on credit assessment and analytical capabilities;
• Implementation of credit-related guidelines, procedures and policies and ensuring compliance with related regulatory requirements and internal policies.

Requirements:

• Bachelor Degree or above in Finance, Accounting, Business Administration, Economics or related disciplines;
• Professional qualifications such as CPA, ACCA, CFA or equivalent would be an advantage;
• Holder of ECF-CRM is a plus;
• At least 10 years of relevant credit approval and credit risk management experience, preferably in corporate and commercial banking;
• Strong credit analysis, financial statement analysis, and risk assessment skills;
• Experience in handling complex credit transactions including structured finance and leveraged finance would be highly desirable;
• Fluent in both English and Mandarin, with strong written and verbal communication skills;
• Strong interpersonal and stakeholder management capabilities;
• Self motivated, independent, and able to work effectively under pressure;
• Willingness to travel for client meetings, joint calls, due diligence exercises and business support activities.