Voyager Lending

SBA Closing Specialist

Remote | Southeastern United States

We are seeking a highly organized and detail-oriented SBA Closing Specialist to join our SBA Lending team. This position is responsible for preparing, processing, documenting, funding, and servicing SBA loans in accordance with bank policies, SBA regulations, and credit approval requirements.

The SBA Closing Specialist serves as a key liaison between lenders, underwriters, borrowers, attorneys, brokers, and the SBA, ensuring a seamless loan closing process from approval through funding and post-closing review. This role requires strong knowledge of SBA lending procedures, regulatory compliance, and loan documentation.

Essential Duties and Responsibilities

Loan Documentation and Closing

• Review approved credit packages to determine documentation and collateral requirements necessary for loan closing.
• Verify loan purpose, SBA compliance requirements, collateral requirements, and adherence to approval conditions.
• Review UCC searches, SBA documentation, and related agreements to ensure proper collateral position.
• Create and maintain SBA loan files in accordance with SBA and bank filing standards.
• Coordinate with closing attorneys to provide all required documentation for loan preparation and closing.

Relationship Management

• Serve as the primary point of contact among lenders, underwriters, borrowers, attorneys, brokers, and SBA representatives throughout the closing process.
• Communicate effectively with internal and external stakeholders to ensure timely and accurate loan closings.

Compliance and Due Diligence

• Ensure all compliance requirements are completed prior to closing, including:
  • Customer Identification Program (CIP)
  • Bank Secrecy Act (BSA)
  • USA PATRIOT Act requirements
  • Office of Foreign Assets Control (OFAC)
  • CAIVRS verification
  • SAM.gov verification
  • Secretary of State status verification
• Maintain compliance with SBA Standard Operating Procedures (SOPs), lending regulations, and bank policies.

Third-Party Vendor Coordination

• Order and manage third-party reports, including:
  • UCC searches
  • Flood certifications
  • Preliminary title reports
  • Appraisals
  • Environmental reviews
  • Construction inspections, when applicable

Post-Closing Responsibilities

• Conduct post-closing reviews to ensure completeness and accuracy of loan documentation.
• Submit completed loan packages to Loan Operations for booking.
• Partner with servicing staff to establish and maintain exception tracking and tickler systems until all exceptions are resolved.