CSB Bank

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Zonal Credit Head - SME & MSME| Mumbai

Open 29d posting dated 3 days ago

Summary

Oversee a regional team of credit analysts, approve SME/MSME loan applications, and ensure portfolio quality through financial analysis and risk controls in Mumbai.

  • Zonal Credit Head will manage a team of Credit Analysts, Approve SME/MSME cases within delegated powers.
  • Responsible for quality of the credit portfolio of the region, shall be able to contribute towards process/policy/product changes related to credit.
  • Lead and develop the SME/MSME credit team, guiding them to meet objectives.
  • Assess and approve medium ticket credit exposures, evaluating client performance through financial analysis and industry insight.
  • Collaborate with business and clients to structure beneficial facilities.
  • Own the quality of the regional SME/MSME portfolio, implementing controls and monitoring for improvement.
  • Track industry developments and propose portfolio changes.
  • Provide independent credit risk assessment, reporting loan book performance comprehensively and timely.
  • Liaise with auditors to address any audit observations.

Qualification: CA/ MBA Finance

Experience: 10 to 20 years.

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