Bread Financial
Bread Financial is a tech-forward financial services company offering personalized payment, lending and saving solutions, including credit cards, loans, and high-yield savings accounts.
Company facts
- Founded
- 1996
- Headquarters
- United States
- CEO
- Ralph Andretta
About
Bread Financial exists to revolutionize how people manage their money in an increasingly complex financial world. For more than 30 years, millions of Americans have relied on the company's simple, smart financial solutions to shop, borrow and save with confidence. As a tech-forward financial services company, Bread Financial challenges the status quo by providing personalized payment, lending and saving solutions that actually work for real people—not against them. The company offers a comprehensive suite of products including credit cards, personal loans, pay-over-time options, and high-yield savings accounts with competitive rates. From servicing private label credit cards for the country's most recognized brands to providing direct-to-consumer cashback and rewards cards, Bread Financial creates opportunities for customers and partners alike. By thinking "outside the bank," the company delivers innovative digital-first experiences that make money management easier, more convenient, and more accessible for everyone.