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EMC Insurance

National mutual carrier providing property, casualty, and life insurance.

Discussion
financial-servicesinsurance

Company facts

Founded
1911
Employees
2,200
Headquarters
United States
CEO
Scott R. Jean
Type
Cooperative / Mutual
Subsidiaries
EMC National Life Company, EMC Reinsurance Company, EMCASCO Insurance Company, Dakota Fire Insurance Company, EMC Risk Services

About

EMC Insurance Companies is a national property and casualty insurance organization headquartered in Des Moines, Iowa. Founded in 1911, the company has grown from a local provider of workers' compensation insurance into one of the top 60 insurance organizations in the United States. EMC operates in more than 40 states and distributes its products solely through a network of independent insurance agencies, maintaining a strong commitment to the independent agency system. The company offers a comprehensive portfolio of commercial insurance products, including property, liability, workers' compensation, and business owners' policies, as well as life insurance through its affiliate, EMC National Life Company. The organization is structured as a mutual insurance company, which emphasizes its dedication to the long-term stability and success of its policyholders rather than external shareholders. EMC is known for its 'Keeping Insurance Human' philosophy, which integrates advanced technology and data analytics with personalized service to support businesses and communities. The company employs approximately 2,400 team members across the country and is recognized for its financial strength, consistently holding an 'A' (Excellent) rating from AM Best. In addition to its core insurance offerings, EMC provides extensive loss control resources and services to help policyholders manage risk and improve safety.

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