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The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.…
A junior data scientist joins iwoca's Sales & Marketing (Direct Acquisition) team in hybrid London to design experiments and build statistical models that shape how the SME lender reaches new customers, mentored by the team's data scientist. Work centers on Python, statistics, experimentation and modelling.
A senior data scientist on iwoca's Credit Risk Modelling team owns credit risk and customer lifetime value models for UK and German SME lending end to end — keeping production models healthy, driving incremental improvements, and running growing R&D (causal estimation of offer terms, model unification, IFRS staging). Core work is probabilistic ML in Python.
Data Scientist on iwoca's Credit Risk Modelling team, building and maintaining the credit risk and customer lifetime value models behind SME lending decisions, with a growing R&D share (causal estimation, IFRS models, model unification). Core stack is Python with probabilistic/supervised ML and heavy use of AI tooling.
We're looking for a Risk Strategy Lead You'll lead the credit and fraud strategy for iwocaPay — using data and analysis to inform who we lend to, on what terms, and how we grow into new segments where…
Data Scientist owning experimentation, causal inference and funnel analysis for iwoca's partner lending channel, using statistical modelling, Python and AI to drive conversion and commercial decisions.
Build internal tools (CRM, underwriting, notifications) for iwoca’s German operations using Python, React/TypeScript, and PostgreSQL.
Build and maintain the back-end services that decide loan offers for repeat small-business customers, using Python, PostgreSQL, and Django/FastAPI.
Build and improve back-end systems that power customer operations at a fintech lender, using Python/Django, AI automation, and distributed services to streamline workflows for SME finance support.
Build and scale the core ledger system for a fintech lender, designing robust accounting and reconciliation pipelines that underpin credit cards and lending products in a regulated environment.
We're looking for Business Development Representatives We’re building a new insurance business from the ground up to protect SMEs, and we’re looking for Business Development Representatives to join our team. If…
Lead the shared back-end services and frameworks that power iwoca’s credit-decision systems, guiding architecture, reviewing cross-team contributions, and mentoring engineers.
Build and own credit-risk models for a B2B Buy Now Pay Later product, deciding which small businesses get funding and on what terms using supervised ML and statistical inference.
We're looking for a Growth Marketing Lead This is a hands-on, high-impact role in which you will design and launch the end-to-end marketing strategy for our new SME insurance business. Your mission is to build a…
Financial Forecasting Analyst at iwoca, a fintech providing SME loans. Translates complex financial data into management information, builds forecasting models, and supports strategic decisions. Works with Excel, Snowflake, Looker, NetSuite, and AI tools.
FP&A Analyst supporting strategic decision-making through financial forecasting, reporting, and analysis. The role involves maintaining monthly operating models, preparing budgets and board documentation, and contributing to iwoca's forecasting platform using tools like Snowflake, Looker, and AI.
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