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The company It's still difficult for business owners to sell their business, or buy others, in the sub-£10m enterprise value market. Information asymmetry, lack of knowledge and low transaction values make it hard,…
The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.…
A senior data scientist on iwoca's Credit Risk Modelling team owns credit risk and customer lifetime value models for UK and German SME lending end to end — keeping production models healthy, driving incremental improvements, and running growing R&D (causal estimation of offer terms, model unification, IFRS staging). Core work is probabilistic ML in Python.
Data Scientist on iwoca's Credit Risk Modelling team, building and maintaining the credit risk and customer lifetime value models behind SME lending decisions, with a growing R&D share (causal estimation, IFRS models, model unification). Core stack is Python with probabilistic/supervised ML and heavy use of AI tooling.
Build internal tools (CRM, underwriting, notifications) for iwoca’s German operations using Python, React/TypeScript, and PostgreSQL.
Lead the shared back-end services and frameworks that power iwoca’s credit-decision systems, guiding architecture, reviewing cross-team contributions, and mentoring engineers.
FP&A Analyst supporting strategic decision-making through financial forecasting, reporting, and analysis. The role involves maintaining monthly operating models, preparing budgets and board documentation, and contributing to iwoca's forecasting platform using tools like Snowflake, Looker, and AI.
Growth Marketing Performance Manager (Germany) - German speaking Berlin The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing,…