Melio

About

In 2018, our founders identified a critical gap in how small businesses managed their financial operations. While working with small business owners and observing the challenges they faced, they realized that traditional payment methods were creating unnecessary complexity, cash flow constraints, and administrative burdens. The tools available were either designed for enterprise - too expensive and complicated - or too simplistic to meet real business needs. So they built Melio, a digital payment solution purpose-built to help small businesses not just survive, but thrive. Since its founding, Melio has evolved into a comprehensive platform that handles both accounts payable and receivable in one place. The solution enables small businesses to pay vendors, contractors, and any business bill using multiple payment methods - including credit cards, ACH bank transfers, and international payments - while also providing tools to send invoices and receive payments seamlessly. With integrations into popular accounting software like QuickBooks and Xero, Melio automates workflows and gives business owners unprecedented control over their cash flow. Today serving over 100,000 businesses across the United States, Melio continues its mission of keeping small business in business through technology that democratizes access to enterprise-grade payment capabilities.