Bank - Mortgage Banker
Position: Mortgage Banker
Department: Sales Workers
Reports To: Market Production Leadership
Location: 7450 Campus Drive, Suite 210, Colorado Springs, CO 80920
Remote: Yes
Exempt: Yes
Compensation: Commission
Bank19, a division of First Bank and Trust of Memphis, offers a comprehensive benefit package and PTO (paid time off) for eligible employees. The benefit package includes Health, Dental and Vision Insurance, options to participate in a Health Savings Account, Flexible Spending Account, Life and AD&D coverage, voluntary Supplemental Life, voluntary Short-Term, Long-Term Disability and Supplemental insurance. In addition, eligible employees have the option to participate in a company retirement plan.
Role Overview:
The Mortgage Banker (Core Producer) is a mid- to senior-level sales and production role for an established, high-performing mortgage professional. At this stage of your career, you possess a proven track record of loan origination and a self-sustaining network of referral partners (such as realtors, builders, and financial planners). Your primary focus is to drive loan volume, consult strategically with clients to structure complex residential mortgages, and ensure seamless lending experience from application to funding. This role offers high earning potential through a competitive commission structure and the operational support needed to scale your personal business.
Essential Functions:
Business Development: Actively cultivate and maintain an independent network of professional referral sources to consistently generate a strong pipeline of residential mortgage leads.
Loan Consultation & Structuring: Conduct comprehensive financial discovery with clients to analyze their credit, income, and asset profiles, advising them on the optimal loan products (FHA, VA, Conventional, Jumbo) for their needs.
Origination Excellence: Take complete, high-quality loan applications and oversee the initial file disclosure process, ensuring strict adherence to federal and state regulations.
Pipeline Management: Partner effectively with dedicated processing, underwriting, and closing teams to monitor milestones, clear conditions, and ensure clean, on-time loan closings.
Client & Partner Relationship Management: Act as the primary advisor throughout the transaction, keeping borrowers and real estate agents proactively informed of loan status and market movements.
Market Mastery: Maintain an expert-level understanding of evolving secondary market trends, interest rate environments, and guideline updates to position yourself as a trusted market authority.