Blockchain Researcher

We are seeking a Blockchain Researcher to develop a tokenisation platform for insurance premium financing. The project will use distributed ledger technology and smart contracts to digitise financing agreements, automate premium disbursement and repayment, and improve transaction transparency and reconciliation. It is a new 3-year R&D project, funded under the Innovation and Technology Fund (ITF) Research Talent Hub (RTH-SPC).

Key Responsibilities

• Research tokenisation models for premium financing agreements and related cash-flow rights.
• Design smart contracts for token issuance, premium payment, repayment schedules, interest calculation, and redemption.
• Develop APIs to integrate blockchain workflows with insurance, payment, and accounting systems.
• Implement privacy, access-control, audit-trail, and transaction-monitoring mechanisms.
• Build prototypes and test cases covering cancellations, early repayment, missed payments, refinancing, and exceptions.
• Evaluate alternative blockchain architectures, token standards, and settlement mechanisms.
• Document research findings, technical specifications, risks, limitations, and test results.
• Present prototypes and findings to management and business stakeholders.

Requirements

• Bachelor’s or Master’s degree in Computer Science, Financial Technology, Finance, Information Systems, or a related discipline.
• Understanding of blockchain, digital assets, distributed ledger technology, and smart contracts.
• Programming experience in Solidity, JavaScript, TypeScript, Python, or Java.
• Knowledge of token standards, APIs, wallet integration, and smart-contract security.
• Experience in insurance, lending, premium financing, or financial services is an advantage.
• Strong analytical, problem-solving, and documentation skills.
• Hong Kong permanent resident or holder of a valid visa permitting full-time employment in Hong Kong.

Engagement Terms

• Position: Blockchain Research Engineer (Tokenisation of Insurance Premium Financing)
• Salary: HK$20,000 - 25,000 per month
• Work Mode: Full-time

How to Apply

Please send your CV and a short cover letter to rex.tsang@finbot.hk with the subject line “Application — Blockchain Researcher”.