Commercial Lender - Milledgeville

SUMMARY

Magnolia State Bank takes pride in building tight-knit relationships with our community and our customers to help us understand their needs and provide catered business solutions. The position of Commercial Lender assists in maintaining this standard by providing loans for our business customers.

Commercial Lenders are responsible for soliciting, negotiating, underwriting, and coordinating the closing of commercial loans with respect to lending regulations and bank policy. As part of our team, Commercial Lenders also prospect new customers, provide active engagement in their communities, and present loan packages to our loan team and committee. Commercial Lenders at Magnolia State Bank perform their work in-office while also contributing a significant amount of their time to visiting customers off site. New Lenders will be expected to manage both current accounts as well as initiate new business by identifying potential business customers in need of bank financial support.

We offer competitive wages. Benefits include PTO, insurance, and 401K.

ESSENTIAL DUTIES

• Provide financial advice and counsel on investments to potential and existing customers.
• Call on customers to develop new business and cross-sell services.
• Engage in business development and community involvement activities.
• Manage client relationships.
• Prepare loan documentation.
• Manage loan portfolio and ensure credit quality of the portfolio.
• Prepare presentations for loan committee meetings.
• Set pricing and terms for loan products sold.
• Evaluate loan requests and customer financial condition.
• Assist in collections efforts as needed.
• Provide operational and managerial support to the lending team
• Adhere to all compliance standards and regulations.

SECONDARY DUTIES

The position of Commercial Lender performs duties specific to the position and other functions as assigned.

Supervisory Duties

The position of Commercial Lender will supervise one Loan Processor.