Corporate - Credit Assurance Manager -Mumbai - Lodha (I-Think Techno Campus) - JM

Major Deliverables:

 Conduct through audits of Credit Facilities sanctioned/Disbursed to ensure compliance with company policies & regulations
 Review and analyse financial statements, Credit Reports & other reports to assess creditworthiness and risk
 Evaluate effectiveness of credit processes and recommend improvements
 Prepare monthly draft report on basis of initial review and discuss with relevant stakeholder to obtain appropriate and satisfactory justification/ratification
 Prepare monthly final report summarizing findings
 Collaborate with Credit & CAD to ensure proper documentation and adherence to policies
 Co-ordinate with vendor to get document adequacy report published and review the same as well as provide them feedback and training.
 Stay informed on industry trends, regulations & best practices related to credit audit and risk management
 Advanced understanding of Financial parameters such as ratio analysis (Current Ratio, DSCR, ISCR, Debt Equity, LTD/NCA, quasi equity etc
 Hands on with Excel and PPT
 Good in number crunching and working on MIS
 Proven experience in credit audit of Corporate loans, Term Loan, Business Loan, Working Capital, Loan against Property and financial analysis, or a related field, with a strong understanding of credit risk assessment and management shall be preferred
 Familiarity with accounting principles, financial reporting, and auditing standards.
Excellent analytical and problem-solving skills, with a keen attention to detail.
Strong communication and interpersonal skills, with the ability to work effectively with
Cross-functional teams.
Proficiency in financial software and tools, such as spreadsheets and databases.
Ability to work independently and prioritize tasks effectively in a fast-paced environment.
Knowledge of industry regulations and compliance standards related to credit auditing.