Credit Support Specialist IV
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area?
As the Credit Support Specialist IV in a dynamic and growing team in a fast paced and challenging area, you are responsible for analyzing and spreading the financial statements of the Commercial and Investment Bank clients.
Job Responsibilities
- Perform analysis of Financial Statements and complete spreading as per the guidelines
- Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
- Review Loan documents and process transactions as per Service Level Agreement
- Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
- Performs required research on the received request within stipulated timelines
- Interpret data, analyze results using bank’s operating systems
- Follows up on deficient documentation with relevant stake-holders
- Makes informed decisions regarding the documentation handled
Required qualifications, skills and capabilities
- Strong verbal & written communication to effectively communicate with various stake-holders and across levels
- Manage the complex requests with minimum supervision and independently make the decisions related to the process
- Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
- Advanced proficiency in Excel & MS Access
- Demonstrate the attributes of flexibility and accountability
- Excellent interpersonal skills to work effectively in team environment
- Attention to detail and problem solving skills
- Client relationship and time management
Preferred qualifications, skills and capabilities
- 2+ years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
- Bachelor’s degree in Commerce/Accounting preferred