Feature Lead * (Product Owner) - Digital Banking

Why work with us

• Join a team at the forefront of agentic way of work in a real enterprise environment.
• Shape the future operating model of BAWAG as part of a high-performance engineering organisation.
• Partner closely with senior engineers and product leaders to design new ways of working.
• Work in a team that values ownership, clarity, structure, and continuous improvement.
• Wrok on a cross geography, multi-brand App and Portal platform.

Your Responsibilities

• Own a defined product sub-domain end-to-end, including roadmap, priorities, and delivery outcomes
• Drive a small team and work closely with the overall App or Web Product Owner
• Turn product ideas into structured, high-quality inputs that agentic workflows can use
• Provide clear problem statements, competitor insights, constraints, and value propositions
• Break initiatives into scoped user stories with precise acceptance criteria
• Use agentic tools (WorkIQ, MCP, VS Code integrations) to create stories, pull behaviour from code, validate assumptions, and deliver requirements in Markdown
• Refine AI-generated outputs into final, developer-ready requirements
• Use AI agents to interpret backend, mobile, and portal code to understand system behaviour
• Analyse data models, logs, and APIs (with AI assistance) to uncover rules and dependencies
• Ensure planned changes align with system architecture and constraints
• Write high-quality, constraint-aware stories in Gherkin (Given/When/Then) format
• Ensure stories meet Definition of Ready and include AI-ready acceptance criteria
• Keep stories small, unambiguous, and aligned across front-end, backend, and APIs
• Collaborate closely with engineers, UX, and QA to remove ambiguity and align expectations
• Analyse competitor apps & portals and bring structured insights into roadmap decisions
• Support data-driven prioritisation using SQL/PowerBI where needed
• Track delivery outcomes, remove blockers, and drive features from idea to production
• Provide clear post-launch reporting with data and visualisations
• Own feature and audit topic closure without reminders
• Make informed decisions on feature scope and UX in alignment with area leads
• Join our team in defining a new post-SCRUM way of work in the agentic era - where developers are closer to product, and product is closer to code.
• Enhance agentic development workflows as new patterns emerge
• Ensure clarity, structure, and pragmatic decision-making across your domain

Your Profile

Skills & Experience

• 7+ years in product ownership or system/business analysis, ideally in fast-paced or start-up environments
• University degree in Computer Sience or Engineering
• Ability to interpret system behaviour by navigating code with AI assistance
• Strong experience writing high‑quality user stories and Gherkin acceptance criteria
• Comfortable using tools like VS Code, Postman, and/or API explorers
• Excellent analytical skills and structured problem‑solving
• Clear communicator with strong stakeholder management
• Experience in digital banking, apps, web portals, or microservices (nice to have)
• Fluent in English mandatory, German language skills optional

Mindset & Ways of Working

• Curious, fast learner, and eager to leverage AI to amplify impact
• Structured, concise, and comfortable with ambiguity
• Pragmatic, able to balance speed and quality
• Thinks in full flows (happy path + edge cases) and cares about user outcomes
• Enjoys understanding systems without needing to code
• Works well with engineers, UX, QA, and leadership
• Able to move quickly from idea → structure → clarity
• Excited to shape not just features, but a new way of working!