Manager, Credit Management
Enhance Shareholders’ Value (Financial)
- To assist Head of Credit Management and work closely with Business Units to on-board and retain good credit customers, and to ensure approved terms and conditions are followed through.
- To provide quality inputs / make sound & balanced credit decisions when approving credit.
- To ensure credit applications recommended for approval/approved are within credit appetite and guidelines of the bank.
- To ensure appropriate reward to the risks.
Internal Business Process
- To work closely with Business Units to initiate/develop processes, templates, etc. to improve work efficiency and effectiveness.
- To proactively participate and to provide constructive feedback and input to the development of credit underwriting guidelines.
- To ensure that proper internal controls, guidelines and governance are in place to facilitate day-to-day activities.
- To keep abreast on market/event risks and highlight to supervisors any potential threat to Banks portfolio in event of such market/event risks.
Customer
- To build good relationships with Business Units.
- To work closely with Business Units trying to structure deals to be beneficial to both bank and customer with strong risk control.
- To ensure the approval turnaround time is or beyond service level agreement set.
Employee Engagement & Development
- To assist Head of Credit Management in running credit knowledge/best practice sharing session to the Business Units.
- To ensure self-development and to develop others.
Knowledge Skills and Experience:
- Tertiary qualification in Business related.
- At least 3 years’ lending experience.
- Good knowledge and understanding of sustainability, country economy and the business practice in Cambodia.
- Understand local regulatory requirements.
- Have a good business mind with strong interpersonal skills.
- Highly motivated and committed.
- Good analytical skills.
- Good written and verbal communication.
- Good planning, organizing and problem-solving skills.
- Good knowledge of Microsoft Office and Windows-based computer applications.
- We encourage candidates from all backgrounds to apply.