Mortgage Lender, Hispanic Market

Position Purpose:

This position is responsible for developing and growing residential loans and other bank products within Firstar Bank’s Hispanic Market and beyond, while building relationships with clients, prospects, and community members.

Job Duties and Responsibilities:

• Communicate effectively with Spanish-speaking clients and prospects regarding deposit products, residential loans, other financial services.
• Represent Firstar Bank in the Hispanic community through various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships.
• Make outside sales calls to potential and existing customers to develop new business and retain current business.
• Develop and maintain relationships with local realtors, developers, and builders to encourage use of Firstar Bank services for residential mortgages.
• Generate residential loans to achieve established loan quality and production goals while providing a positive experience to our customers.
• Interview applicants and request information needed to perform a sound review of the applicant qualifications.
• Request applicant credit records, background checks, reference checks and other information pertinent to loan applicant’s evaluation as necessary to meet investor requirements.
• Manage pipeline and coordinate closing arrangements with the title company, applicant and other parties to ensure timely loan closing and funding activities.
• Maintain knowledge of and provide guidance on bank products and services appropriate to customers while staying current with FNMA underwriting guidelines, regulatory guidelines, and new loan programs.
• Obtain and maintain NMLS license.
• Complete required training and maintain job-related knowledge.
• Participate in bank and community initiatives that strengthen Firstar's visibility and commitment to the Hispanic community.
• Perform other duties as assigned in support of the Bank's priorities and objectives.