Mortgage Quality Control Analyst (Full Time, Hybrid)

Quality Control Mortgage Post-Close Analysts performs comprehensive reviews of closed mortgage loan files to verify adherence to underwriting guidelines, federal and state regulations, investor requirements, and company policies. This role identifies deficiencies, documents findings, recommends corrective actions, and helps mitigate operational and compliance risks.

Responsibilities:

• Conduct post-closing quality control reviews of mortgage loan files.
• Review income, assets, credit, collateral, and occupancy documentation for accuracy and compliance.
• Ensure compliance with agency guidelines, investor requirements, and applicable federal and state regulations.
• Evaluate loan documentation for completeness, accuracy, and consistency.
• Identify underwriting, compliance, documentation, and data integrity defects.
• Assign defect severity levels and document findings in quality control reports.
• Communicate review results and corrective action recommendations to management and operational teams.
• Track and monitor defect trends to identify systemic issues and opportunities for process improvement.
• Maintain knowledge of current mortgage lending regulations, underwriting guidelines, and investor updates.