Regulatory Risk and Compliance Lead

You will lead the design, implementation, and oversight of global regulatory risk standards. You will support international market expansion, develop compliance operating models and controls, run monitoring activities, advise on complex regulatory matters, and escalate material issues through governance.

Responsibilities

• Lead compliance analysis and develop recommendations for international expansion, including market prioritisation, licence strategy, and regulatory feasibility.
• Design regulatory operating models for new markets, including governance, controls, monitoring, and management information.
• Coordinate the compliance workstream for market entry with external counsel and local advisors.
• Deliver expansion projects from scoping through launch and handover into business-as-usual ownership.
• Provide final compliance opinions and recommendations on expansion options to senior leadership.
• Lead the design and evolution of global minimum standards for regulatory risk management.
• Develop and maintain global compliance methodologies, policies, procedures, control taxonomy, and monitoring approaches.
• Translate regulatory requirements into scalable, repeatable global processes.
• Design global governance structures, escalation routes, and management information definitions.
• Operate and maintain the global compliance monitoring plan, including thematic reviews and cross-market analysis.
• Review and challenge business-as-usual management information to identify trends, regulatory risks, and control weaknesses.
• Escalate issues, deviations, and weaknesses through governance where required.
• Provide senior regulatory advice on complex or sensitive matters.
• Support regional compliance teams with capability or capacity gaps, including temporary ownership of defined activities.

Requirements

• At least 8 years of senior-level experience in compliance, regulatory risk, or risk management within financial services.
• Expertise in EU financial regulations, including PSD2/3, GDPR, DORA, EBA Guidelines, and related frameworks.
• Experience designing global regulatory standards, policies, governance, controls, monitoring methodologies, and management information.
• Experience leading compliance-driven international expansion, including licence strategy, regulatory mapping, operating model design, and rollout.
• Experience with regulatory submissions, licence applications, and reporting under Luxembourg and EU requirements.
• Experience interacting with regulators and supporting inspections, audits, and thematic reviews.
• Experience in oversight functions, monitoring key risk indicators, and providing compliance advisory for new initiatives, products, and services.
• Background in banking, fintech, payments or e-money firms, or regulatory consultancy.
• Ability to interpret complex regulations, research requirements, and advise internal stakeholders.
• Fluency in English.

Benefits

• Generous annual leave in addition to bank holidays.
• Paid maternity, paternity, and adoption leave.
• Paid and unpaid sabbatical options after milestone years.
• Private health insurance with extra dental care.
• Access to therapy sessions, courses, meditations, and workshops.
• Paid volunteering and personal-growth days.
• Work from abroad for up to 90 days annually.
• Home office setup contribution.
• Laptop ownership at replacement.
• Fully covered Multi Sports Card.
• Monthly food vouchers.
• Daily breakfast, coffee, tea, and juices.