Senior Credit Manager
Description
Role : Sr Credit Manager (1 Nos)
Location : Pune
Industry : Banking / NBFC
Relevant Required Experience : (10-12) Years min.
Salary Range : As per industry Standard (max 25 Lakhs)
Qualification : MBA (Finance), CA, ICWA and CFA, etc.
The role description is mentioned below:
- Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.
- Due Diligence / Credit Checks / Credit analysis, Credit assessment of the Loan, as per the credit policy.
- Coordination with the Business department for the processing of loans till final disbursement.
- Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.
- Responsible for maintaining a good loan portfolio for the Mortgage business in the region
- Undertaking site visits of properties to be mortgaged and residences of borrowers, as well as ensuring due diligence and KYC of borrowers.
- Ensuring proper documentation and Disbursement of retail Loans, following up and clearing PDD
- Thorough knowledge of various Retail Banking products.
- Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.