Senior Lead - Product Owner - Supply Chain Finance - Bank

Given below the position details with a Leading Bank

Role/ Job Title : Senior Lead - Product Owner- Supply Chain Finance (SCF)

Function/ Department : Wholesale Banking

Job Purpose :

The job purpose is to be responsible for developing, structuring, and customizing supply chain finance products and services - vendor/dealer finance, receivables and dynamic discounting, anchor-dealer-vendor ecosystems, settlement and co lending, with working knowledge of RBI regulations, exposure norms, KYC/AML, corporate lifecycle management, and experience integrating SCF platforms with CBS, LMS, risk, collateral and ERP systems, and ensure seamless integration with fintechs and partners to deliver best-in-class solutions tailored to evolving client needs.

Roles & Responsibilities :

- Define and drive multi-quarter SCF platform build roadmap balancing growth, risk, compliance and technical debt

- Deep knowledge of SCF constructs - vendor/dealer finance, receivables discounting, anchor programmes, limits, pricing and settlement flows

- Operate in agile and AI-assisted SDLC environments with focus on precision and validation

- Managing expectations across business, credit, risk, operations, compliance and technology stakeholders

- Ensuring the platform is usable for bank ops staff, RMs, and corporate clients (for customer facing channels)

- Leveraging AI capabilities to simplify the customer's supply chain finance journey

- Ability to engage with API design, microservices architecture, cloud infra, and integration patterns

- Defining KPIs, funnel analysis, and usage metrics for the platform

- Driving internal adoption, preparing SOPs, and enabling branch/ops/business teams on the new platform

- Strong understanding of RBI SCF norms, exposure guidelines, KYC/AML and audit expectations