Senior Product Manager - B2B Payments
Summary
Senior Product Manager who owns AppZen's expansion into B2B payments: evaluating and selecting external payment infrastructure providers, owning those integrations end-to-end with engineering, and designing the payment experience (approval through execution, monitoring, and reconciliation) within AppZen's AI-driven spend-to-pay finance platform.
What You'll Do:
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Define the product strategy for extending AppZen's platform into payments, including which capabilities to own directly versus provide through partners
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Develop a deep understanding of the payment infrastructure landscape and identify, evaluate, and select the external providers AppZen integrates with
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Build the evaluation criteria used to select payment partners, spanning capability, reliability, security/compliance, and commercial terms
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Own payment integrations end-to-end, partnering closely with engineering and provider teams from architecture through production
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Design the end-to-end payment experience — from an approved financial obligation through execution, monitoring, and reconciliation
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Define how AI-driven automation extends safely into payment execution, working within enterprise controls such as authorization, approval thresholds, and fraud prevention
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Translate complex enterprise payment requirements into product capabilities that scale across customers rather than one-off implementations
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Partner with Engineering, Legal, Compliance, Sales, Customer Success, and Marketing to take new capabilities from concept through customer adoption
What We're Looking For:
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5+ years of product management experience, including meaningful time focused on payments, fintech, or payment infrastructure
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Direct, hands-on experience building or integrating B2B payment capabilities into a software product
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Experience evaluating and selecting payment processors, banks, networks, or other payment infrastructure providers
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Experience taking at least one payment product or integration from concept through production launch
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Strong understanding of core payment lifecycle concepts — authorization, settlement, reconciliation, and exception handling
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Comfortable working directly with engineering and provider technical teams on complex, API-driven integrations
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Strong product judgment, including the ability to make build-versus-partner decisions
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Excellent written and verbal communication skills, with the ability to work effectively across cross-functional teams
Nice to Have:
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Experience with cross-border or multi-currency payment infrastructure
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Background at a payment processor, card issuer, bank, or embedded finance/payments platform
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Experience integrating payments with ERP, AP, procurement, or expense systems
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Bachelor's degree or equivalent experience
Benefits:
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Competitive salary and bonus or variable incentive pay (role-dependent)
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Comprehensive medical, dental, vision, and life insurance
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Unlimited PTO
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Paid parental leave (eligible employees)
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401(k) match
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$250 annual learning & development reimbursement
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Onsite gym access for HQ (San Jose) employees
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Office perks: snacks, happy hours, and company events
Note: Benefits apply to full-time employees only
Skills
As published by lever · 12 questions · 7 written answers
Basics
Resume/CV, Full name, Email, Phone, Current location, Current company, LinkedIn URL, Other website, What is your age range?, What race are you?Select all that apply, Have you ever served in the military?, What is your gender?
Pick from a list (5)
- Are you legally authorized to work for any employer in the US?
- Are you a U.S Citizen or Permanent Resident?
- If you answered no to Question 2, please answer the following question for export compliance purposes: Is your home country listed here? Cuba, Iran, North Korea, Sudan, Syria optional
- Now or in the future would you require any sponsorship?
- I hereby declare that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. optional
Written answers (7)
- If you answered yes to the above question, please elaborate. optional
- This role is located in San Jose, California. Do you live within commutable distance of AppZen?
- If you answered no to the above question, please elaborate. *The job description will indicate if the role is remote. optional
- What is your desired salary?
- What is your timeline for starting a new role?
- Describe a specific B2B payment capability or integration you personally led from concept through production launch. What payment method(s) were involved, and what was your specific role — did you scope it, build the business case, work directly with engineering, or something else? optional
- What's the most difficult problem you've hit while getting a payment system into production (e.g., a provider limitation, a reconciliation issue, a failed-payment edge case), and how did you and your team work through it? optional
