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Xpay

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Backend Engineer

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Description

Job Summary
Engineer
Bengaluru
4-8 years
Full time
Backend Engineer


About xPay
xPay is a Y Combinator-backed international payments company building an international payment gateway focused on cross-border payments making it dramatically easier for businesses to move money across borders. Our customers are B2B SaaS companies that need fast, reliable and cost-effective payment infrastructure to serve global users.
These businesses are increasingly moving their international volumes from billion-dollar companies to xPay as we expand our footprint across 180+ countries and support 25+ currencies. Since January 2025, we have grown 73 and now process over 1 million transactions every month.
Cross-border payments is a trillion market. Our top customers include publicly listed, Series D and Series E companies across sectors such as EdTech and travel, processing millions through us every month.


About the Role
We re looking for a Backend Engineer to build the services powering xPay s global payments infrastructure. You ll own features end to end, from design and development to production deployment and on-call support, working closely with product, engineering, and the founders.


What You ll Do
  • Design, build, and ship production-grade backend services and APIs using Java 21, Spring Boot, and MongoDB, working with Redis, ClickHouse, and AWS services including ECS, SQS, S3, and SES.
  • Build and scale multi-currency payment systems that support complex global payment flows.
  • Own features throughout their lifecycle, from requirements and technical design to deployment, monitoring, and on-call support.
  • Work closely with product and engineering to turn ideas into reliable features quickly.
  • Design MongoDB data models, indexes, and update patterns that balance performance, consistency, and scalability.
  • Improve reliability and performance across services, databases, and APIs.
  • Debug production issues, identify bottlenecks, and drive lasting improvements to architecture and operations.


What We re Looking For
  • 4 6 years of backend engineering experience, preferably at an early-stage startup or in a small team with end-to-end ownership.
  • Strong production experience with Java, Spring Boot, and MongoDB. Hands-on experience with all three is mandatory.
  • Solid MongoDB data modelling skills, including indexing, transactions versus atomic updates, and versioning.
  • Strong fundamentals in API design, system design, and distributed systems.
  • Experience building, scaling, and maintaining production-grade backend systems.
  • Strong problem-solving and debugging skills, with a focus on reliability and performance.
  • Clear communication, a high degree of ownership, and the ability to move quickly in a high-growth environment.


Why Join xPay
  • Global payments infrastructure: Solve complex problems across countries, currencies, and payment flows.
  • Direct access to founders: Help shape product decisions, engineering practices, and architecture.
  • Meaningful equity: Join an early team and share in the value you help create.
  • High ownership and impact: Build critical systems that directly affect xPay and its merchants.


Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

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