Business Analyst (Java)

Salary: RM 6,000 – RM 9,000 per month

About the role

This role involves researching bank core business requirements, liaising with business and IT departments to decompose requirements across deposits, loans, and funds scenarios, and identifying business differences and localized compliance requirements. You will independently complete business modeling, process design, field specifications, and accounting logic design for core system modules covering account opening, deposit/withdrawal, interest settlement, penalty interest, loan disbursement/repayment, interbank lending, remittance, and position management.

Key responsibilities

• Research bank core business requirements and liaise with business and IT departments to decompose requirements across all business scenarios

• Independently complete business modeling, process design, field specifications, and accounting logic design for core system modules

• Write PRDs, high-level designs, business rule specifications, and reconciliation rule documents

• Organize tripartite requirements reviews among R&D, QA, and clients

• Answer business-related questions during development and ensure accuracy of requirements implementation

• Follow up on entire project lifecycle including development, testing, UAT acceptance, and go-live

• Produce test cases, acceptance documents, and operation manuals

• Liaise with product, development, testing, and implementation teams to synchronize business rules and project progress

• Coordinate to resolve business bottlenecks during project implementation

About you

• Bachelor's degree or above

• 3-5 years of SA (System Analyst) / BA experience in bank core systems

• Complete project experience in at least one module of bank deposits, loans, or funds

• Proficient in core financial rules including basic banking accounting logic, double-entry bookkeeping, general ledger reconciliation, End-of-Day (EOD) batch processing, interest accrual and settlement, overdue penalty interest, and bad debt processing

• Familiar with business processes of deposits (demand/time/margin accounts), loans (corporate/retail credit, installments, extensions), and funds (interbank, remittance, position management)

• Able to independently complete complex business solution designs

• Proficient in producing PRDs, high-level designs, business flowcharts, and use case diagrams

• Strong capabilities in business decomposition, logic structuring, and documentation

• Clear communication and strong ability to work under pressure

• Able to independently drive module implementation