Business Analyst of Lending Systems
Summary
An on-site business analyst at a Tennessee credit union who analyzes lending data, builds reports and dashboards on loan production and credit quality, supports credit-risk analysis and underwriting, and administers the loan origination system. Core tools include lending analytics/reporting software and the Microsoft Office suite.
Thank you for taking the time to review our Business Analyst of Lending Systems position. At Leaders Credit Union, our mission is to “Power your passion and make lives better.” We are very intentional about the hiring and interview process, which means we take our time. We want to make sure that you find the perfect career path! We truly appreciate your interest in Leaders Credit Union.
Who is Leaders Credit Union? We are a member-owned financial cooperative. This means that we exist to serve the needs of the consumers who own accounts at Leaders Credit Union. They are owners, and their financial well-being is at the heart of every decision we make. We are one of the largest credit unions in West Tennessee, and one of the most stable. Our purpose is simple: to provide a sound, convenient alternative to traditional banking.
What are our core values? As a team member of Leaders Credit Union, you would be asked to adhere to a specific set of core values. These values should govern all decisions that are made when serving our members’ needs. These values are:
- Member Focused
- Team Oriented
- Community Minded
- Forward Thinker
- Trusted Partner
Why Leaders? Leaders Credit Union has been ranked one of the Best Credit Unions to Work for six years in a row. So, what makes Leaders such a great place to work?
- Great benefits! We offer healthcare, vacation time, sick time, 401k options, and a profit-sharing plan (just to name a few!) Our Human Resources team is always looking to ensure that our benefit packages are competitive.
- Work with a mission! Our mission statement isn’t just something written on a billboard, we truly look to “power your passion and make lives better.” That mission is lived out by member-facing personnel as well as our back-office employees.
- Extensive training! We go to great lengths to make sure you know your job responsibilities and are comfortable through a very thorough training process. But our training goes beyond that. We offer monthly classes on everything from mortgage products to conflict resolution. We give you the tools you need to succeed.
- Room for growth! At Leaders, you are only limited by your own ambition. Being part of a quickly growing financial institution leaves room for personal growth, and we do our best to promote from within whenever possible.
What does a day as a Business Analyst of Lending Systems look like?
Responsibilities include but are not limited to:
- Analyze lending data to identify trends, risks, and opportunities.
- Prepare reports and dashboards on loan production, portfolio performance, delinquency, and credit quality.
- Monitor key lending metrics and communicate findings to lending leadership.
- Analyze loan application data to monitor and improve instant decisioning capabilities.
- Analyze loan pricing, yields, product performance, and portfolio trends.
- Support credit-risk analysis, including delinquency, charge-offs, credit scores, and loan concentrations.
- Act as system administrator for the credit union's loan origination system.
- Identify opportunities to improve lending processes, efficiency, and member experience.
- Perform loan underwriting alongside a team of experienced underwriters.
- Complete special projects and additional analysis as requested.
What is the schedule? Our hours for this position are 8:00am to 5:00 pm Monday through Friday. Sometimes giving top-notch member service may require a little overtime, but we value work-life-balance and do our best to limit this. **This is not a remote position.
Does your skillset and experience line up? For this role, we are looking for someone who:
- Has 2 to 5 years of similar or related experience.
- Has a bachelor’s degree in business, data analytics or related field.
- Hands-on experience with a Loan Origination System strongly preferred. Prior system
administrator, configuration, or "power user" experience is a significant plus.
- Comfort with data and reporting tools preferred.
- A process-improvement mindset - someone who notices friction in a workflow and proactively brings a solution, not just the problem.
- Proficiency in Microsoft Suite of Products (Excel, Outlook, Word, etc.)
- Must maintain a professional, courteous, and friendly atmosphere for members and co-workers.
- Must have very strong communication skills with the ability to explain decisions and reasoning behind those decisions.
- Must maintain a working knowledge of the credit union’s loan standards and governmental regulations.
What is next? If you think this role is the perfect fit for you, please apply, and upload your resume online. Once you have applied you will receive an email from our system saying your application has been received. Keep an eye on your email over the next few weeks as this is our main form of communication. If the next step for you is an interview, we will reach out via email. If this position isn’t the right fit at this time, we will keep your resume on file in case anything else comes available that you might be a great fit for.
Thank you for choosing Leaders!