Commercial Banker (VP or SVP)

The Commercial Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Commercial Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data.

Responsibilities

• Build and develop a network of internal and external resources to build Choice Financial relationships.
• Act as the primary point of contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
• Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions.
• Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
• Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
• Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.