Officer, Retail Credit Admin.
100% double checking of cases for more than particular amount (as agreed) for all products.
Reviewing the cases to ensure that all product parameters and policy criteria are met.
Posting financial transactions based on approved documents to complete the disbursement / maintenance.
Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.
- Ensuring that all documents against disbursed cases have been checked and archived as per bank policies
Conducting proper checking of all lending products in compliance with the disbursement instruction while reviewing cases on an online basis.
Posting transactions and ensuring that they are made through vouchers with appropriate supporting document which are prepared and duly approved concerning all lending products.
Execute all post disbursement maintenance activities (e.g. early settlement, rescheduling, write-offs, due date changes, reversal of transactions) for all lending products, while ensuring compliance within approved charter of authorities and ensuring risk-oriented issues are escalated to the Team leader.
Booking of all lending products, overdrafts, etc. in compliance with the disbursement instructions.
Establishing authenticity of the information provided and ensuring that no case passes fraudulently.
Re-analyzing of all cases above a particular amount within one business day and reporting the results to the Team Leader.
To highlight the repetitive mistakes done by evaluators to the Team Leader who will put action plan to minimize the errors.
- Accept disbursal of approved loans within the delegated limits.
- Accept the credit approvals on the basis of the checks conducted within the delegated limits of the policy and product parameters.