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Senior Test Engineer - Cards & Payments (Manual Testing)

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Description


Job Title: Senior Test Engineer - Cards & Payments (Manual Testing)
Location: Mumbai
Experience: 3-6 Years


Job Summary

We are looking for a Senior Test Engineer with strong experience in the Cards & Payments Banking domain. The candidate should possess extensive knowledge of card life cycle management, payment processing, banking integrations, and end-to-end testing of Cards and Payment applications.

Key Skills

  • Strong domain expertise in Cards & Payments
  • Good understanding of:
    • Credit Cards, Debit Cards, Prepaid Cards, Corporate Cards
    • Card Origination, Issuance, Activation, Authorization
    • Clearing & Settlement, Billing, Rewards & Loyalty
    • Disputes, Chargebacks, Card Closure
  • Knowledge of payment systems:
    • UPI, IMPS, NEFT, RTGS, NACH, BBPS
    • POS, ATM, Internet Banking, Mobile Banking
  • Understanding of card network standards:
    • Visa, MasterCard, RuPay, AMEX
  • Experience with:
    • Card Management Systems (CMS)
    • Payment Gateways
    • Switch Applications
    • Core Banking Systems (CBS)
    • Digital Banking Channels
  • Knowledge of APIs, ISO 8583 messages, reconciliation, settlement, and transaction processing

Testing Experience

  • Functional Testing
  • System Integration Testing (SIT)
  • End-to-End (E2E) Testing
  • Regression Testing
  • UAT Support
  • API Testing
  • Interface Testing
  • Digital Channel Testing

Responsibilities

  • Analyze BRD, FRS, and business requirements.
  • Prepare Test Strategy, Test Scenarios, Test Cases, and Test Data.
  • Execute test cases and validate Cards & Payments transaction flows.
  • Perform end-to-end testing across Cards, Payments, CBS, and Digital Banking systems.
  • Identify, log, and track defects using Jira/ALM.
  • Coordinate with Business, Development, and Support teams.
  • Participate in defect triage and root cause analysis discussions.
  • Share daily/weekly testing status reports with stakeholders.

Preferred Qualifications

  • Experience in Banking and Financial Services projects.
  • Strong analytical and troubleshooting skills.
  • Excellent communication and stakeholder management abilities.

Skills

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